Tag: Banking
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Banking on Green: How India’s Regulator Is Building a Climate Finance Architecture
[Richa Roy is a Partner, Shreya Garg is a Principal Associate, and Akanksha Oak is an Associate, at Cyril Amarchand Mangaldas. This post is part of the IndiaCorpLaw Blog Symposium on ‘Corporate Law and Climate Change: Indian and Comparative Perspectives’.] In February 2026, the European Central Bank (ECB) imposed periodic penalty payments of €7,551,050 on Crédit Agricole for failing to…
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Banking in the Grey: Missing Regulations and Inadequate Climate Disclosures by Banks in India
[Sugandha Y. is a practising advocate at the Supreme Court of India. This post is part of the IndiaCorpLaw Blog Symposium on ‘Corporate Law and Climate Change: Indian and Comparative Perspectives’.] Like any other corporation, banks are exposed to climate risks. These include the risk of increasing loan defaults, stranded assets, and diminishing value of collaterals. Banks in…
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Financial Regulation in the Age of AI: India’s Balancing Act
[Shuchi Agrawal is a financial regulatory lawyer and researcher] In the last decade, India has emerged as a pioneer in digital public infrastructure (“DPI”) platforms. The country has made substantial technological advances through Aadhaar, Unified Payments Interface (“UPI”) and DigiLocker. Through these innovations, India has leveraged technology for social and financial development. This has also had the effect…
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The Bankers Are Coming: RBI’s Architecture for Bank-Financed Takeovers
[Rudraksh Misra is a 3rd Year B.A.LL.B. (Hons.) Student at Hidayatullah National Law University, Raipur] In October 2025, the Reserve Bank of India (‘RBI’) issued the draft RBI (Commercial Banks – Capital Market Exposure) Directions, 2025 (‘RBI Draft Directions’) proposing to allow banks to finance corporate takeovers, a marked departure from decades of regulations that effectively barred banks from funding such acquisitions.…