Tag: Banking
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Financial Regulation in the Age of AI: India’s Balancing Act
[Shuchi Agrawal is a financial regulatory lawyer and researcher] In the last decade, India has emerged as a pioneer in digital public infrastructure (“DPI”) platforms. The country has made substantial technological advances through Aadhaar, Unified Payments Interface (“UPI”) and DigiLocker. Through these innovations, India has leveraged technology for social and financial development. This has also had the effect…
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The Bankers Are Coming: RBI’s Architecture for Bank-Financed Takeovers
[Rudraksh Misra is a 3rd Year B.A.LL.B. (Hons.) Student at Hidayatullah National Law University, Raipur] In October 2025, the Reserve Bank of India (‘RBI’) issued the draft RBI (Commercial Banks – Capital Market Exposure) Directions, 2025 (‘RBI Draft Directions’) proposing to allow banks to finance corporate takeovers, a marked departure from decades of regulations that effectively barred banks from funding such acquisitions.…
